Frequently asked questions?
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What Is the DigiLocker Video Recording KYC API?
The DigiLocker Video Recording KYC API is a secure digital service that enables financial institutions and businesses to verify a customer’s identity through a live video session. Integrated with DigiLocker, the API allows real-time access to government-issued documents (with user consent) while recording the session for regulatory compliance and audit purposes.
How Does the DigiLocker Video Recording KYC API Work?
The API establishes a secure connection between your application and DigiLocker’s platform. During a live video session, the user displays their ID (such as Aadhaar or PAN), which is fetched from DigiLocker with consent. The session is recorded while verifying the user’s presence, liveness, and document authenticity. The verification status and video are securely stored for compliance.
Why Is Video Recording KYC Important?
Video KYC is important for securely verifying customer identity in remote, digital onboarding journeys. It ensures regulatory compliance, helps prevent fraud, confirms the user’s physical presence, and creates an audit trail through recorded video—making it a reliable and efficient alternative to in-person verification.
Is the DigiLocker Video Recording KYC API User-Friendly?
Yes, the API is designed for ease of use with clear documentation, intuitive workflows, and support for mobile and web platforms. It provides developers with simple endpoints, consistent responses, and smooth integration for a hassle-free implementation experience.
What Information Can Be Obtained Through the DigiLocker Video Recording KYC API?
The API provides access to official documents like Aadhaar or PAN (with user consent), along with a live video recording of the KYC session. It also includes data points such as verification status, timestamps, liveness detection results, and face match confirmation—helping ensure accurate identity validation.
Is the DigiLocker Video Recording KYC API Secure?
Absolutely. The API uses end-to-end encryption (SSL/TLS), secure authentication protocols, and follows government regulations and data protection laws. Video data and personal information are stored securely with restricted access, ensuring privacy and integrity throughout the verification process.