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A Comprehensive Identity and Business Verification for your business with Enhanced Due Diligence.

Introduction

Modern banking systems require accurate and compliant identity verification. Our PAN-Aadhaar Link Status API, integrated via DigiLocker and official government systems, enables financial institutions to instantly check whether a customer’s PAN is linked with their Aadhaar—critical for regulatory compliance and financial services access.

This efficient API streamlines verification by retrieving real-time linkage status, helping institutions prevent transaction failures, delays in tax filings, or service disruptions due to unlinked PAN and Aadhaar records.

By automating this check, banks and fintechs can reduce manual processing, eliminate errors, and enhance the onboarding experience—all while staying aligned with government mandates.

Whether you're opening accounts, processing investments, or enabling tax-related services, our PAN-Aadhaar Link Status API ensures that your customer data is accurate, verified, and ready for seamless integration.

Support your compliance and verification needs with a secure, scalable, and easy-to-integrate PAN-Aadhaar linkage status solution—built for modern digital infrastructure.

Benefits of Checking PAN-Aadhaar Link Status API

Ensures Regulatory Compliance

Verifying PAN-Aadhaar linkage helps meet mandates set by the Income Tax Department of India. Unlinked PANs may become inoperative, affecting legal and financial operations.

Prevents Transaction Failures

Linked PAN and Aadhaar ensure that financial services such as account openings, investments, or tax filings don’t face delays or rejections due to invalid or inactive PANs.

Streamlines Onboarding

Real-time verification of linkage status helps accelerate KYC and onboarding processes, making them smoother and more efficient for both customers and institutions.

Reduces Operational Risk & Manual Errors

Automated status checks minimize manual verification efforts, reducing human error and saving valuable operational time.

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What Is PAN-Aadhaar Link Status API, and Why Use It?

PAN-Aadhaar Link Status API is a digital service that allows financial institutions to instantly verify whether a customer’s PAN (Permanent Account Number) is linked with their Aadhaar number. This linkage is mandated by the government for tax compliance and is essential for accessing various financial services.

Using this API helps institutions ensure regulatory compliance, avoid processing delays, and prevent the use of inoperative or invalid PANs—making it a vital tool for seamless onboarding, accurate KYC, and secure financial transactions.

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PAN-Aadhaar Link Status API

Key features of PAN-Aadhaar Link Status API

Real-Time Linkage Verification

Instantly checks if a customer’s PAN is linked with their Aadhaar through official government databases.

Fast & Accurate Responses

Delivers real-time results with high accuracy to support quick decision-making during onboarding or transaction processing.

Simple Input Parameters

Requires only basic input (like PAN number and/or Aadhaar number) for quick status retrieval.

Secure & Encrypted Communication

All API requests and responses are handled over secure, encrypted connections, ensuring customer data protection.

Frequently asked questions?

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What is the PAN-Aadhaar Link Status API?

It’s an API that allows financial institutions and service providers to check in real time whether a customer’s PAN is linked with their Aadhaar number, as per government regulations.

Why is checking PAN-Aadhaar linkage important?

As per the Income Tax Department of India, PANs not linked with Aadhaar are rendered inoperative. Verifying the linkage ensures regulatory compliance, prevents onboarding issues, and avoids transaction delays.

What information is required to check the status?

Typically, you need the customer’s PAN number. In some implementations, Aadhaar number or additional identity details may be required for further validation.

Is the API response real-time?

Yes, the API fetches the linkage status in real-time, allowing for immediate action during onboarding or verification.

What does the API response show?

The API provides a clear status:

Linked
Not Linked
Invalid PAN/Aadhaar
Error in Processing

Is this API secure to use?

Yes. The API uses secure protocols (like HTTPS) and follows data privacy regulations, including encryption of sensitive data during transmission.