Introduction

Modern banking systems demand full regulatory compliance and real-time risk assessment. Our Compliance Status API enables financial institutions to instantly verify a customer’s financial compliance standing across key regulatory checkpoints.

This powerful API simplifies due diligence by retrieving real-time data related to KYC status, PAN-Aadhaar linkage, PEP (Politically Exposed Person) lists, watchlists, and other risk indicators—ensuring that institutions remain fully aligned with evolving compliance mandates.

By automating compliance checks, banks and fintechs can reduce manual overhead, mitigate financial and reputational risk, and onboard customers faster and more securely.

Whether you’re conducting risk profiling, processing high-value transactions, or fulfilling AML obligations, the Compliance Status API delivers a fast, secure, and paperless compliance workflow.

Stay audit-ready and risk-aware with our scalable, reliable, and developer-friendly Compliance Status API—designed for the regulatory demands of modern finance.

Benefits of Compliance Status API

Ensures Regulatory Compliance

Helps meet KYC, AML, and FATF guidelines by instantly validating a customer’s compliance standing—reducing the risk of regulatory penalties.

Real-Time Risk Assessment

Provides instant access to data like PAN-Aadhaar linkage, KYC status, PEP screening, and watchlist checks, enabling faster and more accurate decision-making.

Reduces Manual Effort

Automates complex compliance checks that would otherwise require multiple manual lookups—saving time, effort, and operational costs.

Enhances Customer Onboarding

Accelerates the onboarding process by confirming compliance eligibility in real time, creating a smooth and frictionless user experience.

What Is COMPLIANCE STATUS API, and Why Use It?

Compliance Status API is a real-time verification service that helps financial institutions assess whether a customer meets essential regulatory and risk-related requirements. It checks data points like KYC status, PAN-Aadhaar linkage, PEP (Politically Exposed Person) classification, and presence on watchlists.

This API is critical for ensuring regulatory compliance, preventing financial fraud, and enabling secure onboarding, especially in highly regulated sectors like banking, lending, and investments.

Key Features of Compliance Status API

KYC Status Verification

Instantly checks whether the customer’s KYC is active, pending, or incomplete across regulated financial systems.

PAN-Aadhaar Linkage Status

Verifies if the customer’s PAN is linked with Aadhaar, a mandatory requirement for tax compliance and financial services.

PEP (Politically Exposed Person) Screening

Identifies if a customer is classified as a PEP or high-risk individual, helping institutions comply with AML norms.

Real-Time API Response

Delivers instant compliance results, enabling faster onboarding, risk profiling, and customer verification.

Frequently asked questions?

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What is the Compliance Status API?

The Compliance Status API is a real-time service that verifies whether a customer meets key regulatory and risk-related requirements—such as KYC completion, PAN-Aadhaar linkage, PEP status, and presence on watchlists.

Why should financial institutions use it?

It helps ensure regulatory compliance, reduces onboarding risk, and prevents fraud by identifying high-risk or non-compliant customers early in the process.

What data does the API check?

The API checks multiple compliance points, including:

KYC status
PAN-Aadhaar link status
PEP classification
Watchlist/sanctions list inclusion

Is the data retrieved in real time?

Yes, the API delivers real-time compliance insights, allowing for instant decision-making during onboarding or risk assessment.

Is the Compliance Status API secure?

Absolutely. The API uses secure, encrypted communication protocols and adheres to data protection regulations like GDPR and India’s DPDP Act.

Can the API be used with other verification APIs?

Yes. It is designed to integrate smoothly with PAN verification, Aadhaar verification, CKYC, and other KYC-related APIs for a unified eKYC solution.

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