Frequently asked questions?

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What is OTP Based e-Sign Service API?
It’s an API that enables users to digitally sign documents by authenticating with an OTP sent to their Aadhaar-linked mobile number, ensuring legal validity and security.
Is the OTP-based e-signature legally valid?
Yes, it complies with the Information Technology Act, 2000, and is legally recognized in India.
How does the OTP verification work?
A one-time password (OTP) is sent to the signer’s Aadhaar-registered mobile number, which must be entered to authenticate the signature.
Who can use this API?
Fintechs, NBFCs, lenders, insurance platforms, payroll systems, marketplaces, and any business that makes payments or onboards users with bank details.
How fast is the verification process?
The verification is performed in real-time and results are typically returned in a few seconds.
Does the API support bulk verification?
Yes, the API can be scaled to handle high-volume or batch account verification requests.