Introduction

The Mobile to UPI Verification API enables businesses to instantly verify if a mobile number is linked to an active UPI ID. This powerful API simplifies digital payments, customer onboarding, and fraud prevention by mapping mobile numbers to UPI handles in real time.

Ideal for fintechs, payment gateways, and digital lenders, the API ensures seamless account verification, reduces transaction failures, and enhances compliance with KYC norms. With secure and fast integration, it plays a critical role in building trust and transparency in financial workflows.

Whether you're validating a payee before a transaction or verifying user identity during onboarding, the Mobile to UPI Verification API helps ensure you’re always transacting with the right person.

Benefits of Mobile to UPI Verification API

Instant UPI Mapping

Quickly verifies if a mobile number is linked to an active UPI ID, ensuring payment readiness.

Reduces Failed Transactions

Minimizes errors by confirming UPI linkage before initiating payments.

Enhances KYC & Compliance

Supports regulatory compliance by validating user identity through UPI registration.

Improves Onboarding Accuracy

Speeds up customer verification during onboarding for financial services and wallets.

What Is Mobile Verification API , and Why Use It?

The Mobile to UPI Verification API is a service that checks if a mobile number is linked to an active UPI (Unified Payments Interface) ID. It helps businesses confirm user identity and UPI readiness in real-time, ensuring secure and efficient digital transactions.

Key features of Mobile to UPI Verification API

Real-Time UPI Mapping

Instantly checks if a mobile number is linked to an active UPI ID.

Bank & UPI Handle Details

Returns verified bank name, UPI handle (e.g., @okaxis, @oksbi), and related account metadata.

PAN or Name Match (if available)

Supports validation of user identity through optional name or PAN matching.

Secure API Requests

Uses encrypted communication to ensure secure data transfer and protect sensitive information.

Frequently asked questions?

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What does the Mobile to UPI Verification API do?

It checks if a mobile number is linked to an active UPI ID and returns related details like UPI handle and bank name.

Which UPI apps and banks are supported?

The API supports all major UPI apps and partner banks integrated with the UPI ecosystem in India.

Is the verification done in real-time?

Yes, the API returns verification results instantly to support real-time use cases.

What data is returned in the response?

Typically, it returns the UPI handle, bank name, and mobile number verification status. Some services may also return associated name or masked account info (based on permissions).

Can I use this API for bulk verification?

Yes, the API can handle bulk requests for validating multiple mobile numbers at once.

Is the data transmission secure?

Absolutely. All requests and responses are encrypted using industry-standard protocols.

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