Bank Find by Mobile Number API for NBFCs (Digital Lending)

Bank Find by Mobile Number API helps NBFCs and digital lending platforms instantly identify a customer’s linked bank using their mobile number. Designed for faster borrower verification, fraud reduction, and seamless loan disbursal, this API delivers secure, real-time mobile-to-bank lookup with high accuracy and compliance-ready integration.

Benefits of Account Find by mobile API

Instant Account Retrieval

Quickly fetch bank account details linked to a customer’s mobile number in real-time.

Enhances Customer Experience

Speeds up onboarding and transaction processes by reducing the need for manual data entry.

Reduces Errors and Fraud

Minimizes mistakes and fraudulent activities by validating account details directly through the mobile number.

Streamlines Payment Processes

Simplifies fund transfers, collections, and account verification by using mobile numbers as a reliable identifier.

What Is Account Find by mobile API , and Why Use It?

Account Find by Mobile API is a secure service that enables financial institutions and businesses to retrieve bank account details linked to a customer’s mobile number in real-time.

Key features of Account Find by mobile API

Real-Time Account Lookup

Instantly retrieves bank account details linked to a given mobile number.

Secure & Compliant

Ensures data privacy and security, complying with regulatory standards like KYC and AML.

High Accuracy

Reduces errors by validating mobile-linked bank accounts directly from verified databases.

Supports Multiple Banks

Works across a wide network of banks and financial institutions for comprehensive coverage.

Frequently asked questions?

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What is the Account Find by Mobile API?

It is an API that allows financial institutions to retrieve bank account details linked to a customer’s mobile number in real-time.

What information can I get using this API?

You can get details such as the bank account number, account holder name, and associated bank branch details tied to the mobile number.

How does this API improve customer onboarding?

It speeds up onboarding by eliminating the need for customers to manually provide bank account details, allowing quick validation via their mobile number.

Is customer consent required before using the API?

Yes, explicit customer consent is usually required to comply with data privacy and regulatory standards.

Can this API be used across all banks?

The API supports a wide range of banks and financial institutions integrated with mobile-linked account databases.

Does the API support bulk verification?

Yes, the API can be scaled to handle high-volume or batch account verification requests.