Frequently asked questions?
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What is the UPI Verification API?
It’s an API that enables real-time validation of UPI IDs to ensure they are active and correctly linked to a bank account.
What details can the API verify?
The API verifies the validity of the UPI ID, the associated bank account, and the account holder’s name.
Why is UPI verification important?
Verifying UPI IDs reduces failed transactions, prevents fraud, and enhances user trust in digital payments.
Who can use this API?
Fintech companies, payment gateways, banks, merchants, and digital wallets use this API to verify UPI IDs before processing payments.
Is customer consent required to verify UPI IDs?
Yes, in most cases, explicit consent is necessary to comply with privacy and data protection regulations.
How fast does the verification process happen?
The verification is performed in real-time with responses typically returned within seconds.