India’s Leading Micro-Finance Software — IDSPay
Automate entire MFI operations — loan origination, group & JLG management, field collections, interest & charges, NFC/QR receipts, MIS and regulatory reporting. Built for Indian MFIs, NBFCs and microloan providers.
JLG & Individual Loans
Mobile Field Collection
KYC & eSign
BBPS & Payment Integrations
Loan Lifecycle: Origination → Sanction → Disbursement → Repayment
Collections: Mobile app & agent collections, scheduled reminders
Compliance: Regulatory & accounting reports, audit trails
Analytics: Portfolio quality, branch & agent dashboards
Core Modules & Capabilities
- Member & Group Management: JLG groups, member profiles, KYC & documents
- Loan Products: Flexible product configuration — tenure, interest rules, penalty rules
- Disbursement & Repayment: Multiple modes (bank, cash, UPI) and EMI schedules
- Field App: Real-time collection, KYC capture, selfie & geo-tagging
- Accounting & MIS: Automated ledgers, trial balance, portfolio reports
- Integrations: Payment gateway, BBPS, AePS, PAN/Aadhaar verification APIs
Trusted technology & partners
